Established in 2020, INNOVATIVE CAPITAL SERVICES, a partner of NJ Wealth, is committed to helping individuals and families achieve their financial aspirations through smart, structured, and purpose-driven financial strategies. With 250+ satisfied clients, we strive to make financial decisions simple, transparent, and effective.
We are a certified Mutual Fund and Insurance Distributor, with professional associations across the financial services ecosystem, including NSE (National Stock Exchange), AMFI (Association of Mutual Funds in India), and IRDAI (Insurance Regulatory and Development Authority of India).
Our comprehensive range of financial products and services is supported by a qualified and experienced team dedicated to understanding each client’s unique financial requirements. We leverage our knowledge of Mutual Funds, Insurance, Taxation, and Investment Options to provide informed guidance aligned with our clients’ short-term needs and long-term financial objectives.
At INNOVATIVE CAPITAL SERVICES, we believe that financial success is not just investing-it is about making the right financial decisions at the right time. Our approach is focused on helping clients build wealth, protect their families, achieve important life milestones, and work towards a secure and financially independent future.
Our Core Purpose
To provide simple, smart, and purpose-driven financial guidance that helps our clients make informed decisions, build long-term wealth, protect what matters most, and move confidently towards a secure financial future and retirement.
INNOVATIVE CAPITAL SERVICES – Your Financial Doctor, Caring for Your Wealth Like Your Health.
Why Choose Us?
Client-Centric Approach:
All our offerings are designed keeping you in mind. Your long-term interests serve as the 'primary' influencing factor in our recommendations process.
Rich Product Basket:
We offer a single point access to multiple financial products with a holistic need-driven approach & not a product-centric approach.
Focus on Customer Satisfaction:
We come equipped with the right attitude, people, processes, and technology to ensure higher levels of satisfaction and service quality. In transactions, we work systematically to find & ensure quick resolution of any queries or complaints.
Value Added Services:
Our Services ensure comfort, convenience, confidence, and control for you in assessing your wealth. You would enjoy being always updated on your investments, anytime, anywhere.
Right Experience & Skills:
We have over 5+ years of experience in the financial products distribution space. Our experience, qualifications & skills enable us to understand you and your needs and then offer you the right strategies & options to fulfil your needs.
Driven by Passion:
Serving clients is our passion and the reason why we are in the business. Nothing excites us more than helping our clients fulfil their financial needs with our support.
Our Skills
If you are looking for the right financial product, you are at the right place. Starting from mutual funds to insurance and from real estate to other financial products, we have them all. You can select your financial investment products as per your requirements.
Client Services
Our Team
Mr. Vishal N. Shinde
Founder & Personal Finance Professional.
Mr. Vishal Shinde is the Founder of Innovative Capital Services, with over 16+ years of experience in financial services. He is committed to providing simple, structured and client-focused financial guidance across investments, protection and long-term financial strategy.
With a strong understanding of personal finance and distribution practices, Vishal helps individuals and families make informed financial decisions and work towards their financial aspirations.
Miss. Shubhangi N. Shinde
Relationship Professional
Miss. Shubhangi is a Relationship Professional at Innovative Capital Services, with over 3+ years of experience in the financial services industry. With strong knowledge of financial markets and client relationships, she focuses on understanding client needs and delivering responsive, personalised financial support.
Our Timeline
1 June 2020
The Beginning of Our Journey
On 1 June 2020, we began our journey with a clear purpose—to make a meaningful difference in the financial lives of individuals and families through responsible and professional financial product distribution services.
1 June 2020
First branch office in Solapur
Expanding Our Presence
We established our first branch office in Solapur, creating a dedicated space to serve our clients more efficiently and strengthen our commitment to professional financial services.
